Passing Down Jewellery: Caring for an Heirloom

An heirloom is more than gold and stones. It holds the memory of a person and a time. Caring for it well, and passing it on thoughtfully, keeps both the object and the memory.

Start with the story

Write down what you know about each piece: who owned it, when, and any occasions it was worn. Include names, dates and places. Record it in your own words, perhaps with photographs of the person wearing it. A piece with a story means more to the next owner.

Look at its condition

Old jewellery may have worn prongs, thin bands, weak clasps and loose stones. Have each piece examined by a jeweller. See how often to check your jewellery prongs and clasps. Repair before wearing, rather than after losing a stone.

Clean it gently

Old pieces can be delicate. Use warm water and mild soap, a soft brush and a soft cloth. Do not use harsh chemicals, abrasives or ultrasonic cleaners on antique pieces unless a jeweller advises. See how to clean gold jewellery at home.

Do not over-polish

Polishing removes a little metal, and antique pieces have a patina that many people value. Leave this to a jeweller who understands the piece.

Check purity and stones

If the jewellery has no hallmark, you may wish to have it assayed so that you know its purity. See how to check gold purity. If it has diamonds or gemstones, a laboratory report can identify them.

Get a valuation

A valuation records the piece's value today, which is useful for insurance and for fairness among family members. See jewellery insurance in India: what to know.

Store it well

Keep each piece in its own soft pouch, in a safe place. See how to store diamond and gold jewellery and keeping jewellery safe at home and in lockers.

Wear it

Many families find that heirlooms are best honoured by being worn. If a piece is too fragile, wear it on special occasions, and check it before and after.

Decide what to do with it

• Keep it as it is.
• Reset or redesign it so that it suits a new owner. See redesigning old family jewellery into modern pieces.
• Exchange part of it towards something new. See old gold exchange.

Think about whether you will lose anything of sentimental value before melting or changing a piece. Some families keep one original piece untouched and redesign the rest.

Pass it on with clarity

Families sometimes find that unspoken expectations about jewellery cause hurt. A conversation, and a written note of who is to receive what, can avoid misunderstandings. Consider including jewellery in your will, and speak to a legal adviser about your own situation.

Share the story

When you give a piece to the next generation, give them the story and the documents, too. See what to keep with your jewellery.

Common questions

Should I wear very old jewellery daily? Only if it is in good condition and strong. Otherwise save it for occasions.

How do I divide jewellery fairly? A valuation and an open conversation help.

Can I add to an heirloom? Yes, for example by adding a new stone, as long as the original character is respected.

Look after what matters

If you have family jewellery that needs checking or a new life, book an appointment and bring it in, or browse our anniversary collection for pieces to give and pass on.